N26 The Mobile Bank — N26 Europe
As seen on TV! N26 offers smart, flexible banking from your phone. Open a free bank account in minutes, and get a contactless Mastercard.
Save and spend with confidence with N26 SmartDiscover our newest bank account
Products and features may vary by region.
N26 is The Mobile Bank, helping you manage your bank account on-the-go, track your expenses and set aside money in real-time. Open yours in minutes right from your smartphone, and start spending before your physical card arrives.
Your N26 Standard bank account comes with all that you need to spend, receive, and keep track of your money—in one beautifully simple, intuitive app. Get a free virtual debit Mastercard to pay in stores, online, and in apps, and start managing all your finances directly from your phone.
*Up to €50,000 balance, after which a deposit fee of 0.5% p.a. may apply. Please find the Terms & Conditions here.
Discover N26 Smart, the bank account that gives you more control over your money—with a direct customer service hotline if you ever need support. Choose a Mastercard in your choice of 5 colors and organize your finances with 10 Spaces sub-accounts—including Shared Spaces to save together with others. Plus, get insights on your spending habits with Statistics, and learn to budget better along the way.
N26 operates with a full European banking license, and your bank account with a German iBAN is protected up to €100,000, according to EU directives. And with fingerprint identification and advanced 3D Secure technology, you can rest assured you’re extra safe when making purchases in stores and online.
Keep track of every transaction that comes in and out of your bank account, thanks to real-time push notifications. Whether you’re withdrawing or depositing money, making a transfer or completing a monthly standing order—you’re always kept up-to-date.
Not sure where all your money goes? Thanks to Statistics, your account uses artificial intelligence to automatically categorize your spending and shows you right in the app. Learn how to better manage your expenses, view all your transactions divided into smart sub-categories, and gain insights into your financial habits.
Give your financial goals room to grow with N26 Spaces sub-accounts. Personalize each space with a name, set your savings target, and easily stash savings aside with just a few taps.
Rather set it and forget it? Easy—create Rules to regularly move money over to a space, or try Round-Ups to save up the spare change whenever you pay by card.
If you have any questions or run into any problems, our N26 Customer Support team is always on hand to help you in English, French, German, Spanish and Italian. Just reach out to them via email or chat to an N26 expert right in your app.
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Bank from anywhere, 24/7
Download the N26 app today for a 100% mobile banking experience. Available on iOS and Android.
26 – song by Paramore
Listen to 26 on Spotify. Paramore · Song · 2017.
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